From Broke to Bold: Money & Mindset!

Shift from scarcity to abundance with bold money mindset tips every teen & adult should know.

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Let’s be real: Most of us didn’t grow up talking about money mindset.

We learned how to solve for x, but not how to save Rs. x. 😅

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But here’s the deal — your mindset about money is more powerful than you think.

Before you even earn your first paycheck, your brain is already deciding how you’ll use it.

That’s why building the right money mindset before 18 is a total game-changer & if you're an adult, its 'better late than never'.💡

❌ Scarcity Mindset: The Mental Block That Keeps You Broke

Let’s start with what’s holding us back: The Scarcity Mindset.

This is the belief that there’s never enough — not enough money, time, resources or opportunity.

It sounds like:

• “We can’t afford that.”

• “I’m just not good with money.”

• “Only rich people invest.”

• “If I spend now, I’ll never have enough later.”

👉 This mindset leads to fear-based decisions. You avoid taking smart risks, you hoard money, or you just give up on financial goals altogether.

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💸 Abundance Mindset: Your New Financial Superpower

Now let’s flip the switch. 🔁

The Abundance Mindset believes that opportunities are everywhere — and that you can grow your wealth, not just protect it.

It sounds like:

• “How can I afford this?”

• “Money is a skill I can learn.”

• “If they can do it, so can I.”

• “There’s always a way to earn more.”

This mindset gives you confidence. It encourages you to learn, earn, and grow — not just play it safe.

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🔄 How to Shift from Scarcity to Abundance (Yes, Even as a Teen!)

Here’s the good news: Mindset is not fixed.

You can train your brain to think differently about money starting today:

💬 1. Change Your Inner Money Talk

 Switch this → To this

“I’m always broke” → “I’m learning how to manage money” (I can help you with this :-))

“I can’t afford it” → “How can I afford it?”

“Money is stressful” → “Money is a skill I’m building”

📓 2. Start a Gratitude + Goals Journal

 Write 3 things you’re grateful for each day (helps reduce scarcity thinking). This is what I do first thing in the morning.

Then write 1 financial goal for the week — even if it’s “save Rs. 100 (around $2)”. Start with this then keep increasing it once you're comfortable with saving.

💼 3. Try a Teen Side Hustle

 You’ll instantly feel the power of creating value.

Sell old stuff, tutor, design graphics, resell thrift finds — get creative!

🎧 4. Fill Your Brain with Growth

Swap 10 mins of doomscrolling for a money podcast, YouTube video, or Insta creator talking about personal finance.

Perfect time to tell you, soon I’m starting my YouTube channel. Please wish me luck.🤞😋

👯 5. Talk About Money with People You Trust

 Break the money silence. Ask questions. Share ideas.

You’ll realize most people don’t know it all — and that’s okay.

🎯 From Broke to Bold: It Starts With Your Brain

 The world teaches you to chase money.

We’re here to teach you to understand it — and that starts with your mindset.

Build an abundance mindset, practice new money habits, and remember:💥 You’re not broke.

You’re just getting started.

🔗 Next up in the series: We’ll talk about the difference between saving and investing — and which one makes you richer over time.

👉 Missed the first blog? Catch up here: Money Moves to Master Before 18

Thank you for reading my thoughts & as always, rooting for you from afar.